FastLoansNearMe.com’s service is always free. The rates and fees applicable to your loan will be set by your lender. FastLoansNearMe.com is not a lender and does not provide lending services directly to consumers. FastLoansNearMe.com uses the information you submit to quickly and conveniently connect you with a lender.
The Truth in Lending Act requires full disclosure of all loan fees and interest rates. Your lender should disclose all fees and rates to you before you accept your loan. If you accept the loan terms, most lenders will direct you to an e-signature page to complete the loan process. Please take the time to read your loan agreement before accepting and signing it.
Lenders may have different policies regarding late payments. Review the late payment policy detailed in your loan agreement before signing. All lenders must abide by applicable laws, rules, and regulations regarding late payment fees.
Additional fees or charges may apply in the event that you are unable to repay your loan. FastLoansNearMe.com uses commercially reasonable efforts to work only with reputable lenders and lending partners dedicated to pursuing collections of past due accounts with conduct that is fair and reasonable.
Loan renewal policies are largely governed by state law. In states where rollovers are allowed, additional interest and late fees can add substantial to your final loan amount, so these should be avoided whenever possible. Read the lender’s terms in considering renewal options before signing the loan agreement.
If you have a specific question about laws or regulations applicable to you, please ask your lender directly or consult a legal adviser. Some states do not have any lending statutory provisions pertaining to personal loans.